Protecting your Rights from Cruel Bill Collectors
Another time that may be used to refer to bill collectors is debt collector. These sort of people are usually employed by companies to collect debts of delinquent customers. Rarely would debtors evade paying their debts. There are some reasons that may prompt a debtor to honor his/her commitment in due time. This is where bill collectors come in to do their job. Whenever creditors are caught in such situations, they may be forced to pay a late fee. But there are bill collectors who are cruel when dealing with clients. Surely, you cannot sit back and receive any sort of harassment. You need a lawyer to protect your rights and defend you in a court of law.
Before you find an attorney, you need justification. Some actions directed to you by some of the debt collectors may serve as evidence in a court of law. These acts are as follows. It is the responsibility of a bill collector to communicate to you about your debt through formal communication and in good time. This is usually done in one to two weeks. Personal engagements might have made you forget about the debt. Receiving a notice summarizing the nature of your debt, amount due and deadline for the payment will make you realize your delay. This may be a chance to redeem yourself and pay up in good time. Read more about personal injury Montgomery County here.
At no point are debt collectors allowed to involve third parties in your debt collection cases. The only person that is meant to know is an attorney. Why is this important? Confidentiality plays a huge role in money matters and in this case Unless it is your spouse, debt collectors are not supposed to tell everyone and anyone they meet about a debt you owe to a credit company. The end of it all may be embarrassing.
Three, debt collectors are not supposed to harass you. There comes a time when debt collectors become a nag. They tend to call repeatedly even in late hours. Some go ahead into threatening you with harsh words. A sample of them may knock at your door now and then. Others keep track of you by following you. When found in such a situation, tell them to stop. If they seize, it's time to look for a lawyer. Know more on how to stop bill collectors Montgomery County.
Do not pay more than you owe a credit company. There are cases when more is demanded from you. This should not happen. When in such a situation, get a lawyer. While backing all the details with necessary documents, narrate everything in details. In fact, it is your peace of mind and life that matters.